Borrowing 101

Credit can be useful but it can also get expensive fast if you’re not sure how it works. Join Credit Counselling Society for a clear, judgement-free session on the basics of borrowing and how to avoid common pitfalls.

We’ll cover the true cost of borrowing (interest, fees, and terms), how different credit options compare, and practical tips to make smarter choices when borrowing is necessary. You’ll leave with a stronger understanding of credit and a toolkit to help you stay in control of your money.